The guides are free to read and use
Read them, apply them, quote them, send them to your mother. Attribution is appreciated but not required.
They are general information, not advice
Everything here is written for a general audience. It is not professional advice about your specific medical, legal, or financial situation, and it should not be used as a substitute for someone qualified who knows your circumstances.
AI tools change constantly
What is accurate when written may be out of date within months. I update things when I notice, but please verify anything important against the tool you are actually using.
Sessions
One-to-one sessions are arranged individually by email, with scope and cost agreed before anything begins. No surprises in either direction.
Liability
I do my honest best to be accurate and useful. I cannot accept liability for decisions made on the basis of general guidance published on a website.